Housing Affordability

A common rule of thumb: housing costs (rent or mortgage + taxes + insurance) should not exceed 30% of gross income. See what you can afford.

$6,000

You can afford up to $1,800/month

For rent or mortgage + taxes + insurance

Or: What income do I need?

$2,000

You need at least $6,667/month gross income

About the 30% rule

Many landlords and lenders use the 30% rule. Spending more can strain your budget for other essentials. In expensive markets, 30% may be hard to achieve—consider roommates or a longer commute.